Thanks Saint. Btw, support replied a few hours ago and connected my elite rank discount to the Q account I made. So all set on that 
I downloaded the “Zip” aka quadpay app and tried to sign up, same issue with no verification text sent. I’ve restarted my phone, cleared my cache, toggled airplane mode and used wifi as well. Nothing
So I don’t think it’s specific to subclub but if I’m being honest, quadpay is the least favorable of the buy now, pay later.
Affirm and after pay has always gone through. I have PayPal which now has the buy in 4 payments feature too but I did read about your struggles with PayPal so I don’t expect that to be reinstated.
If I get too anxious, I’ll just put the $407 on the credit card.
…
I understand the many warnings and it’s fine by me. I just don’t want to screw it up and be S.O.L.
But I see there is two pages and I had the old one at first, thanks to Stateofbeing I find the correct link. So I’m 98% sure I’m good to go when I hit checkout 