I feel like you may be asking, ‘What’s the difference between Q-store modules and the Major Programs that may have inspired them?’
Made me think of this:
Same basic parts in the two suits, but some of those parts are emphasized, magnified, and augmented in the second suit.
I think that the Q-store modules give you the chance to boldface or emphasize (or even just customize) any aspects that you may want extra help with or that you think you might want or need in an extra-strength version. As always with Q-store customs, this is based on reviewing your current personal situation and your goals.
I think that all 6 of those functionalities (represented by the modules that you listed) are present in Nouveau RICH, but if you add the custom modules on top of that, then it will make those functions even stronger.
In my own Nouveau RICH custom, I’ve added the modules Product Lab and One Purpose. I feel like I want extra-help and insurance with those aspects. For the others, I figured that, in my case, Nouveau RICH is enough.