Listening Schedule
R.I.C.H.| 2023
15 mins, MWF, 7 days break after 21 days
Ecstasy of Gold Stage I * IV | Mon | 2025
Ecstasy of Gold Stage II | Wed | 2025
Ecstasy of Gold Stage III | Fri | 2025
15 mins, MWF. 7 days break after 21 days
Emperor, House of Medici | 2023
15 mins, MWF. 7 days break after 21 days
**[ Cycle VI | Staging 444 ] **
Real Estate versus Stocks
If planning for retirement, saving for a academic fund, or earning residual income, individuals need an investment strategy that fits their budget and needs. Comparing an investment in real estate to buying stocks is a good place to start.
The main difference between investing in real estate and investing in stocks is that real estate involves buying properties and renting them out or investing in REITs (real estate investment trusts), whereas investing in stocks involves buying a small slice of a company and waiting for those shares to increase in value.
I had all of them but If I had to choose between the two, I prefer both (ha ha ha)- few people do a bit of both. It’s also important to know that you can purchase shares in real estate investments without the headaches of actually buying, managing and selling properties - meaning you don’t need to buy the ‘real property’.
Don’t feel like flipping homes or building a rental property empire? Fortunately, there is an easier option: investing in real estate investment trusts, or REITs.
If you prefer to buy properties, in my strong recommendation is that you need to have a rich mindset to prepare yourself with your choice. You can borrow money to buy properties but it isn’t a walk in the park then if you choose to buy using cash, then taxes is what you need to look closely. You need to learn to ride the wave before you go surfing with real estate.
REITs are companies that own (and often operate) income-producing real estate, such as apartments, warehouses, offices, malls and hotels. The most reliable REITs have a strong track record for paying large and growing dividends. Many online brokers offer publicly traded REITs and REIT mutual funds and ETFs — meaning you can buy them in the same place where you can buy stocks.
There are lots of metrics you can look at when figuring out if investing in real estate or stocks will make you more money.
All of financial advisors cautioned me with investing too much on real estate, my girlfriend who is a financial adviser and real estate broker herself told me this, “You buy a house, you can see it, feel it, touch it. Your investment in stocks perhaps doesn’t feel real,” . Real estate or even gold are tangible objects, they are the uncles of crypto investments - they bloom on certain season and changed their status on the weather. In crypto if you blink your eye you flip on an instant and might loss all your money.
Investing in real estate or stocks is a personal choice that depends on your financial situation, risk tolerance, goals, and investment style. It’s safe to assume that more people invest in the stock market, perhaps because it doesn’t take as much time or money to buy stocks. If you’re buying real estate, you’re going to have to save and put down a substantial amount of money.
When you buy stocks, you buy a tiny piece of that company. In general, you can make money two ways with stocks: value appreciation as the company’s stock increases and dividends.
When you buy real estate, you acquire physical land or property. We make money by collecting rents (which can provide a steady income stream) and through appreciation, as the property’s value goes up. Also, since real estate can be leveraged, it’s possible to expand your holdings even if you can’t afford to pay cash outright.
Real estate is appealing because it is a tangible asset that can be controlled, with the added benefit of diversification. Real estate investors who buy property own something concrete for which they can be accountable.
Whereas real estate investment trusts (REITs) are a way to invest in real estate and are bought and sold like stocks. they are much cheaper than getting into real property investment - buy the real thing.
I have this conversation of a fine gentleman, he told me he is old (this is typical for a person who haven’t switch into a rich mindset, but it is temporary) and he needs to buy medicine monthly for his maintenance (always talking about what he don’t like - on loop on his comfort zone). I disrupt him to take on my advice (asking him to let me do the driving for a while - with his permission). He took my advice to invest on the little money he could on stocks and bitcoin but with my hand on his neck so he will not jump into something that would make him go on the loop again.
The moment the sting was pulled up out of him, he is started bragging to his friends (which I advice him to not to) and the energies that he had before went back as if returning back into his teen years.
As long as we are still donning this burden of having the poor mindset it will drained most of our energies and we keep on supporting things that we don’t like.